Approvals before rupees move
Maker-checker on salary and vendor batches so a single login cannot empty the account.
Instakuberdhan is the salary, vendor, and collection desk for Indian businesses. One workspace to move money across Indian bank rails — with a live ledger your finance team can actually use.
Instakuberdhan sits between your operations team and the Indian banking network. Upload a salary file, approve a vendor batch, or raise a collection link — then watch each transfer settle with a timestamp you can audit.
This desk is for companies that pay people every week, not once a quarter. Fewer spreadsheets. Fewer follow-up calls. One place to see what left the account and what is still pending.
Two desks, one login
Raise an invoice, share a payment link, or plug collections into your product. Customers can pay with UPI, cards, net banking, or wallets. Instakuberdhan posts the credit to your ledger and matches it against the original request.
Typical desks: tuition fees, retainers, marketplace collections, subscription billing, and service invoices.
Salary files, vendor batches, refunds, and commissions leave through the same desk. Upload a sheet or call the API, set who must approve, and track each beneficiary until the bank confirms credit.
Typical desks: monthly payroll, contractor payouts, supplier settlements, and partner commissions.
Inside the desk
The Instakuberdhan home screen is a working ledger, not a marketing dashboard. These are the views teams actually live in.
Salary and vendor files sit in draft until an approver releases them. Nothing silent goes out overnight.
Each row shows credited, pending, or returned — with the bank reason attached when a credit does not land.
Incoming payments attach to the invoice or link that raised them, so accounts is not reconciling from a CSV at month-end.
Pull a day, week, or payroll cycle for auditors, GST, or internal MIS without calling the bank.
Payroll and vendor batches are where mistakes get expensive.Instakuberdhan keeps maker-checker on the path: a preparer loads the file, an approver signs off, and the ledger records who did what — before rupees leave the account.
Transfers ride standard Indian rails (UPI, IMPS, NEFT, RTGS) with encryption in transit and role-based access on the desk. If a payment fails, finance sees the reason in the same screen they used to send it — not in a forwarded bank email.
Why this desk
Instakuberdhan is for CFOs, payroll leads, and operations heads who need money to leave on schedule — and a paper trail when someone asks why.
Maker-checker on salary and vendor batches so a single login cannot empty the account.
UPI, IMPS, NEFT, and RTGS — no new payment language for beneficiaries to learn.
Collections and disbursements sit in the same workspace, dated, searchable, and exportable.
The desk runs from Gurugram. Call or email the people who set you up.
Getting started
We do not ask you to rebuild your finance process. We put Instakuberdhan under the files and approvals you already use.
Salary cycle, vendor volume, or collection mix — we map the desk to the way your team already works.
Load a sample batch, set approvers, and watch statuses update before a live rupee moves.
KYC, account setup, and a named contact on the desk so you are not dropped into a ticket queue.
Who it is for
Instakuberdhan is not a consumer wallet. It is a back-office desk for companies that already have payroll, vendors, or collections to run.
Monthly salary files, contractor payouts, and a status column your team can send to employees without ringing the bank.
Vendor batches with an approver on the path, so a new supplier cannot be paid from a personal login.
Collect from customers, then pay sellers or partners from the same ledger instead of two disconnected tools.
Push sanctioned amounts to borrowers with a trail for credit, ops, and audit in one export.
Open an Instakuberdhan workspace, walk through a sample salary or vendor file with our team, and decide if the ledger fits how your finance function already works.
With you forever
Sit with the Instakuberdhan desk, load a sample file, and see whether the ledger fits your payroll and vendor calendar.
Gurugram desk
The platform runs from Spaze ITech Park. Call, email, or walk in — we will point you to onboarding, not a generic inbox.
+91-9997842548
info@mlbsecurities.com
Unit No. 557, 5th Floor, Tower-B1, Spaze ITech Park, Sector-49, Sohna Road, Gurugram, Haryana - 122018, India