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Questions we hear at the desk

What is Instakuberdhan?

Instakuberdhan is the salary, vendor, and collection workspace. It is a back-office desk for Indian companies, not a consumer payment app.

Who is it for?

Payroll leads, accounts payable, platform operators who pay sellers, and teams that disburse sanctioned amounts. If you only need personal UPI, this product is not for you.

Who operates it?

The Instakuberdhan desk, from Unit 557, Tower-B1, Spaze ITech Park, Sector-49, Gurugram. Email info@mlbsecurities.com or call +91-9997842548.

How do salary credits work?

You load an employee file (or send it by API), an approver releases the batch, and each row shows credited, pending, or returned with a bank reason.

Can we pay vendors the same way?

Yes. Vendor batches use the same maker-checker path and the same Indian rails: UPI, IMPS, NEFT, and RTGS.

Do you collect money as well as send it?

Yes. Raise a payment link or an API collection request. Incoming credits attach to the invoice or link that created them.

Do beneficiaries need a new app?

No. Money lands in the bank accounts you already have on file.

How do we get access?

Open an account or write to the desk. We start with how you pay today, then a sandbox file, then live rails after KYC.

Where do we get technical help?

Email info@mlbsecurities.com. For APIs we share sandbox credentials, sample calls, and webhook mapping with your developers.

Is billing GST-compliant?

Invoices follow GST rules applicable to the service.